States we serve
Healthcare business insurance in Colorado
Serving Colorado home health, hospice and home care agencies, staffing firms and clinics from the Front Range to the Western Slope.
Workers' compensation in Colorado
Colorado requires workers' compensation for every employer with one or more employees. Pinnacol Assurance, Colorado's state-chartered carrier, competes alongside private carriers.
Licensing requirements
Colorado licenses home care agencies through the Department of Public Health and Environment, and professional liability coverage is part of the requirements.
Independent contractor rules
Colorado has tightened its independent contractor rules in recent years. Agencies and staffing firms using 1099 workers should review their practices, because misclassification creates workers' comp exposure.
Expanding employee protections
The Colorado Anti-Discrimination Act and the Healthy Families and Workplaces Act (paid sick leave) have expanded employee rights. Gaps between your handbook and current law are a common source of EPLI claims.
Colorado FAQ
Is Snow Canyon Insurance licensed in Colorado?
Yes. We place coverage for home health, hospice, medical staffing and other healthcare businesses operating in Colorado, and you'll work directly with Misty Kelly.
Do you need to be located in Colorado to work with us?
No. We serve clients remotely by phone, text, email and video, and handle certificates and policy changes electronically.
Ready for coverage that fits how you deliver care?
Quotes in a few business days. Questions answered by Misty, not a call center.

Talk to Misty
Call or text Misty directly. You'll talk to the person who knows your account, not a call center.
- Call(435) 216-6749
- Text(435) 216-6749
- EmailMisty@snowcanyoninsurance.com
- HoursMon–Fri, 9am–5pm Mountain · Closed Sat–Sun
- MailPO Box 25, Santa Clara, UT 84765
