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Snow CanyonInsurance

States we serve

Healthcare business insurance in Texas

Insuring home health, hospice, home care and staffing organizations across Texas's large metro and rural markets.

Workers' compensation in Texas

Texas is the only state where workers' compensation is generally optional for private employers. Employers who opt out ("non-subscribers") lose important legal defenses in injury lawsuits and must file notice with the state. Most facility contracts still require coverage.

Non-subscriber risk

Skipping workers' comp in Texas saves premium, but injured employees can then sue for negligence without the usual defenses available to you. We'll compare a subscriber policy with alternatives honestly.

HCSSA licensing

Texas licenses home and community support services agencies (HCSSAs). Medicaid managed care contracts commonly set insurance minimums.

State rules change. These notes are a general summary, not legal advice. We confirm current requirements for your specific situation.

Texas FAQ

Is Snow Canyon Insurance licensed in Texas?

Yes. We place coverage for home health, hospice, medical staffing and other healthcare businesses operating in Texas, and you'll work directly with Misty Kelly.

Do you need to be located in Texas to work with us?

No. We serve clients remotely by phone, text, email and video, and handle certificates and policy changes electronically.

Ready for coverage that fits how you deliver care?

Quotes in a few business days. Questions answered by Misty, not a call center.

Misty Kelly, founder of Snow Canyon Insurance

Talk to Misty

Call or text Misty directly. You'll talk to the person who knows your account, not a call center.

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